Being in a car accident can undoubtedly be a traumatic and unsettling situation. Unfortunately, many of us are involved in car accidents – and, oftentimes, at no fault of our own. The following are essential tips to follow when managing your car accident situation.
First, keep your wits about you and act sensibly. Make sure that you get all of the essential information from the other driver (his/her name, address, phone number and insurance information). Telephone the police and have the department make a report of the accident so that there will be official documentation of the incident. Also, it is suggested that you do not make any admissions or denials of liability to the officer.
Second, your health and well-being are extremely important. If you feel any pain or discomfort as a result of the accident – whether it’s a day or a few days later – it is crucial that you seek medical attention immediately.
Third, contact your own insurance company as soon as possible to get a claim open for payment of your own injury bills and, if necessary, damage to your car.
Fourth, when treating for your accident-related injuries, be sure to provide your treating physician or therapist with your automobile insurance company’s identity and first-party benefits claim number. Do not provide your health insurance information unless you need additional treatment after the first-party benefits under your automobile policy have been depleted. If you use your own health insurance policy, then it will have a lien against your case.
Drive carefully and be safe!
